FDIC has published their stablecoin guidance.
The Federal Deposit Insurance Corporation has released an update into the laws and regulations of stablecoins. Among those, redeeming a payment stablecoin is set a 2 day window, as well as no FDIC insurance on deposits held as reserves for holders.
A comment period is now open for 60 days. FDIC is the latest contributor of the anticipated rulemaking of the U.S. Genius Act passed in July 2025.
Since then, the OCC (Ofice of the Comptroller of the Currency) and the Treasury have also published their own versions of the guidance with public comment period on key aspects.
All 3 have 18 months or 120 days to roll this out into effect.
